Investor & Lender Due Diligence Pack
Ready-made due diligence package: ownership structure, AML overview, risk memo and KYC form.
What it is and why you need it
Every serious investor or lender starts with due diligence. Companies that are not prepared for this process lose deals — not because their business is poor, but because they cannot quickly provide structured information in the right format.
What happens without a prepared package
- Investor loses interest due to a prolonged disclosure process
- Weak documentation signals management immaturity
- Identified risks without a memo are perceived as hidden problems
- Lender demands additional guarantees due to opaque structure
- Deal takes months instead of weeks
- Excessive valuation discount due to perceived risks
What's included
| 1. AML/Sanctions Overview | Summary of the company's AML compliance system for the investor: policies, licences, inspection history |
| 2. Ownership & Control Description | Ownership and corporate governance structure: UBO, ownership chain, governing bodies, authorities |
| 3. Risk & Mitigation Memo | Memo on key company risks and mitigation measures. Demonstrates that management understands and controls risks |
| 4. Supporting Documents Checklist | Structured list of all documents an investor or lender will request during due diligence |
| 5. KYC Form | Standard form for collecting KYC information about the company and its beneficiaries |
Who it's for
| Who | How they use it |
|---|---|
| MFOs raising external financing | Readiness for international lender due diligence |
| Fintech companies in funding rounds | Structured disclosure for venture investors |
| Payment organisations | Compliance with international partner requirements |
| Any business before an M&A transaction | Accelerating the due diligence process |
Why not to prepare at the last moment
Preparing these documents from scratch takes 2–3 weeks. An investor waiting more than a week for a response starts to have doubts. Our package is a ready structure that only needs to be filled in for your specific company.
Frequently Asked Questions
What's included in the due diligence pack?
The pack includes: ownership structure overview, AML/CFT company profile, legal risk memorandum, investor KYC form, and a due diligence preparation checklist.
Why do you need a due diligence package?
A ready package accelerates fundraising, demonstrates company transparency, and reduces investor review time. It's standard practice for startups and growing companies.
When should you prepare due diligence documents?
It's best to prepare documents in advance — before investor negotiations begin. This shows seriousness and accelerates deal closing.